Terms & Conditions
Effective Date: May 2026
1. Operational Scope
ToolFinance provides mathematical simulations and economic research. You agree to use this platform for lawful, non-commercial purposes. Any attempt to disrupt site functionality, scrape data via automated bots, or reverse-engineer our proprietary calculators is strictly prohibited.
2. Intellectual Property Rights
The "ToolFinance" name, our custom-coded financial algorithms, UI design, and Research Archive content are the exclusive property of ToolFinance. You may not reproduce, distribute, or "mirror" our tools on other domains without explicit written authorization.
3. No Fiduciary Duty
ToolFinance is a software provider, not a financial fiduciary. Our content is provided "As Is" and "As Available." We do not guarantee that the mathematical outputs will align perfectly with real-world bank interest rates, tax laws, or market fluctuations.
4. Limitation of Liability
To the maximum extent permitted by law, ToolFinance and its developers shall not be liable for any direct, indirect, or consequential financial losses resulting from reliance on our estimates. Users are solely responsible for verifying data with certified professionals before executing financial transactions.
5. Service Modifications
We reserve the right to upgrade, modify, or retire any tool or archive article without prior notice. These Terms are subject to change; your continued use of the hub after updates constitutes full acceptance of the new legal framework.