🏦 Loan Eligibility Calculator
Find out exactly how much a financial institution is likely to lend you.
Enter your income details to see your borrowing limit.
What is FOIR?
Banks use FOIR to ensure you aren't "house poor." If you earn$100,000 and the bank uses a 50% FOIR, they limit your total debt payments (old loans + new loan) to$50,000. If you already pay$0 in EMIs, your eligibility decreases significantly.